TOP 10 SIP’S TO INVEST
- Mirae Asset Large Cap Fund:
Category: Large Cap Equity
Objective: The fund aims to invest predominantly in large-cap stocks that have growth and stability potential.
Key Features: It comes with a consistent performance record and is also characterized by a strong research-driven approach in picking stocks.
2. Axis Bluechip Fund:
Category: Large Cap Equity
Objective: It will provide long-term capital appreciation by investing primarily in bluechip companies having a strong market presence and stable performance.
It is a quality stock fund that has, over the years, given good competitive returns in the large-cap category.
3. SBI Bluechip Fund:
Category: Large Cap Equity
Objective: To provide long-term capital appreciation mainly invested in blue-chip stocks.
Key Features: Managed by SBI Funds Management, following a blend of growth and value investing strategies that make this fund quite popular with investors.
4. ICICI Prudential Bluechip Fund:
Category: Large Cap Equity
Objective: It aims to make an investment in large-cap stocks that have growth and stability in the long run.
Key Features: This fund has a well-diversified portfolio and benefits from the research capabilities of ICICI Prudential Asset Management Company.
5. Aditya Birla Sun Life Frontline Equity Fund:
Category: Large Cap Equity
Objective: Seeks long-term growth by making predominant investments in large-cap stocks.
Fund Attributes: The fund has consistently performed well with a disciplined approach toward investing in quality and growth-oriented companies.
6. Kotak Standard Multicap Fund:
Category: Multi-cap Equity
Objective: The fund diversifies by investing in large-cap, mid-cap, and small-cap stocks based on dynamic market opportunities.
Key Features: Managed by Kotak Mahindra Asset Management Company, it changes its allocation between the portfolio to make the most of the changing market conditions.
7. Mirae Asset Emerging Bluechip Fund:
Category: Mid Cap Equity
This fund is designed to provide long-term capital growth opportunities by investing predominantly in a portfolio of equity and equity-related securities of high growth potential emerging mid-cap companies.
Fund Feature: Aims to spot future leaders across sectors Has given above-average returns consistently in the mid-cap segment.
8. SBI Small Cap Fund:
Category: Equity — Small Cap
Objective: Seeking capital appreciation through active management of investments in a diversified basket of small-cap stocks with prospects and potential for growth.
Fund houses that scout aggressively for firms with good fundamentals and growth have been gaining the attention of several investors.
9. HDFC Mid-Cap Opportunities Fund:
Category: Mid Cap Equity
Objective: It focuses on those mid-cap stocks that have potential for growth and are expected to be benefited from companies in their expansion phase. Key Features: Known for its aggressive growth strategy, it looks at companies with good fundamentals and growth prospects in the small-cap space. Managed by HDFC AMC, it has built a heterogeneous track record in the mid-cap space.
10. Axis Midcap Fund:
Category: Mid Cap Equity
Objective: To generate long-term capital appreciation predominantly investing in mid-cap stocks.
Fund Overview: Managed by Axis AMC, the primary objective of this fund would be to identify companies with sound growth prospects and high sustainability of business models, especially from the mid-cap segment.
#Key Considerations:
Risk and Return:
Every fund carries a different level of risk because of its investment universe (large-cap, mid-cap, small-cap).
Expense Ratio:
It is the charge one levies yearly for the fund. Therefore, lower expenses will maximize returns at large.
Past Performance History:
Check whether the investment in this fund would help achieve the investment objectives by looking at its past performance and seeing how consistently it has performed well.
Fund Manager:
Fund manager’s experience and past record clearly are very important to the long-term goals of investing.
Firstly, find synchrony of the investment horizon, risk tolerance, and financial goals of individuals with the characteristics of the fund before investing in any SIP. Periodic review of investments and an adequate dose of advice from a financial advisor can help in giving personalized advice based on specific circumstances.